In all Nigerian banks, be it commercial, merchants, and industrial, a session ID is mandatory for all transactions. So, when talking about session ID in bank, it’s a sequence of characters to identify a transaction in the banking system.
In other words, a session ID in bank is a usually 30-digits codes that can be used to track and trace any transactions in the banking system. The session ID is used to link each transaction to the session into which it was entered, making it possible to track the origin of any transaction.
For example, if you print a bank account statement, it will include the session ID column, the session ID for each debit or credit will be listed in the account statement report.
How do I get my bank session ID
You can get your bank session ID in three ways; via downloading your bank account statement, via your bank mobile app and via your inward transaction receipt.
To get your bank session ID via account debit and credit report, kindly login to your bank mobile app or e-banking portal to download the the account statement. You can also visit your bank to require for your account statement via the over-the-counter (OTC) customer care executive.
Furthermore, to get a transaction session ID, login to your mobile app or e-banking portal, navigate to ‘Transaction History,” and search for the transaction receipt in question and scroll down to see the session ID of the transfer. However, it’s important to note that you can only get a session ID on inward transfer receipt. If you’re the one that send money, you can only get a transfer ID or reference ID which is useable to trace transaction within your bank’s banking system.
How does Session ID Looks Like
Session IDs in Bank Transfers are a 30-digits unique identifier. They are typically a cryptic mix of letters and numbers, or purely alphanumeric. Their format can vary depending on the server software and security protocol. Bank session ID are usually 30 characters long.
They often include a combination of uppercase and lowercase letters (a-z, A-Z) and numbers (0-9). Some may even incorporate special characters for enhanced security.
For example, a session ID might look something like:
- AHJ7sDL9hFK78sDnFkJs9402
- uXh23iJFj9034kjfFNKLs0df
- 325fj23LKd0sD9fskjFKNs029f
- 090267240329085034614002603339 (Kuda Bank session ID)
How does Session ID works in Bank
Have you ever wondered how websites remember your preferences or keep you logged in even after closing your browser? The secret sauce lies in a seemingly innocuous string of characters called a Session ID. Banks also uses session ID to keep track of the back-and-forth of all transactions in the banking system.
You don’t need name tags; the context of the conversation itself is enough. Similarly, a session ID acts as a transaction identifier between your entry (the computer) and your banking system. It’s a unique code assigned to your transactions, allowing the bank to recognize your activities and maintain continuity.
Conclusion
While the format and specifics of session IDs may differ slightly between banks like Access Bank, Zenith Bank, OPay, Moniepoint, UBA, and others in Nigeria, their core function remains the same. These unique identifiers ensure secure and personalized online banking experiences.
Whether you’re managing your accounts, initiating transactions, or utilizing mobile banking apps, session IDs play a critical role in maintaining continuity and safeguarding your financial information.
So, the next time you encounter a cryptic string of characters during your online banking session, remember – it’s the invisible hand keeping your experience smooth and secure.
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